Terms & Conditions

Introduction:
Phil and Jo’s Café is an NZ owned business.
The physical address of Phil and Jo’s Café is Shop 13. The Plaza, Church Street, Palmerston North, New Zealand.

Phil and Jo’s Café regards customer privacy as an important part of our relationship with our customers. The following privacy policy applies to all Phil and Jo’s Café users, and conforms to Internet privacy standards. If you have questions or concerns regarding this statement, you should first contact Phil and Jo’s Café.
Security:
Phil and Jo’s Cafe uses the Stripe Payment Gateway for its online credit card transactions. Stripe processes online credit card transactions for thousands of New Zealand merchants, providing a safe and secure means of collecting payments via the Internet. All online credit card transactions performed on this site using the Stripe gateway are secured payments.
  • Payments are fully automated with an immediate response.
  • Your complete credit card number cannot be viewed by Phil and Jo’s Café or any outside party.
  • All transactions are performed under 128 Bit SSL Certificate.
  • All transaction data is encrypted for storage within Stripe’s bank-grade data centre, further protecting your credit card data.
  • Stripe at no time touches your funds; all monies are directly transferred from your credit card to the merchant account held by Phil and Jo’s Café.

For more information about Stripe and online credit card payments, please visit https://stripe.com/nz
Legal:
We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Website.
Links:
Links on the Phil and Jo’s Café site to external entities are not covered within this policy. The terms and conditions set out in this privacy statement only cover the domain name of www.philandjo.co.nz
Collection of Information:
In order to use the Phil and Jo’s Café website, we may require information from you in order to provide the best service possible.
All correspondence may also be collected and stored, particularly in regard to sales, support, and accounts, including Email.
Any information collected by Phil and Jo's Café is collected via correspondence from you or your company. This may be via the telephone, email, mail or directly through our website.
Storage of Collected Information:
The security of your personal information is important to us. When you enter sensitive information (such as credit card numbers) on our website, we encrypt that information using secure socket layer technology (SSL). When Credit Card details are collected, we simply pass them on in order to be processed as required. We never permanently store complete Credit Card details.

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it.

If you have any questions about security on our Website, you can email us at phil@philandjo.co.nz. Access to Collected Information: If your personally identifiable information changes, or if you no longer desire our service, you may correct, update, delete or deactivate it by emailing us at phil@philandjo.co.nz.
Changes to Privacy Policy:
If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our homepage.